See all 9th-12th Grades Standards
Consumer Smarts

Consumer Smarts

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Here's how Consumer Smarts aligns with curriculum standards in Missouri. Use the filters to change the location, set of standards, and grade level.

Personal Finance Course Level Expectations

I: Financial Decision Making: Choice is the central principle of individuals, businesses and government. People make many choices every day in markets where buyers and sellers interact. Every decision incurs an opportunity cost.

Concept 1: Unlimited Wants and Limited Resources

Standards
Defined by Personal Finance Course Level Expectations 9th-12th Grades and align with Consumer Smarts
A: Evaluate the role of choice in decision making.

III: Buying Goods and Services: People choose which goods and services to buy. Informed decisions involve collecting information, planning and budgeting.

Concept 1: Creating a Budget

Standards
Defined by Personal Finance Course Level Expectations 9th-12th Grades and align with Consumer Smarts
B: Analyze spending habits to recognize current spending and saving trends.

Concept 2: Purchasing Items of High Value

Standards
Defined by Personal Finance Course Level Expectations 9th-12th Grades and align with Consumer Smarts
A: Conduct research on product options to plan future purchases such as a phone, car, home or vacation.
B: Evaluate product information for price, quality, service and features.

Concept 3: Considering Alternative Goods and Services

Standards
Defined by Personal Finance Course Level Expectations 9th-12th Grades and align with Consumer Smarts
A: Evaluate substitutes when the price of goods or services exceeds your budget.