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Consumer Smarts

Consumer Smarts

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Here's how Consumer Smarts aligns with curriculum standards in Wisconsin. Use the filters to change the location, set of standards, and grade level.

Standards
Defined by Standards for Personal Financial Literacy 6th-8th Grades and align with Consumer Smarts
FM1.a.m: Analyze the roles of consumers and producers in financial markets. Distinguish between the rights and responsibilities of buyers and sellers under consumer protection laws. Evaluate the influence on demographic groups of advertising and the media on decision making and spending.
FM1.c.m: Predict the opportunity costs of various decisions. Explain why the opportunity cost might differ from person to person or in different situations (e.g., auto or housing). Contrast cost-benefit and opportunity cost.
FM2.b.m: Describe financial situations that trigger various emotions. Summarize how emotions may interfere with the achievement of financial goals.
FM2.c.m: Differentiate how positive and negative external influences (e.g., peers or marketing) impact financial decisions in a society with frictionless transactions (e.g., pre-stored payment information, no signature required, or biometrics).