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Retirement

Retirement

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Here's how Retirement aligns with curriculum standards in Rhode Island. Use the filters to change the location, set of standards, and grade level.

Standards
Defined by Jump$tart National Standards in 2022 12th Grade and align with Retirement
12-10a: Identify different potential sources of retirement income.
12-6a: Explain how traditional IRAs (individual retirement accounts), Roth IRAs, and education savings accounts provide incentives for people to save.
12-7a: Explain how an employer match of employee contributions to its retirement plan provides an incentive for employees to save.
12-10b: Describe the importance of having multiple sources of income in retirement, such as Social Security, employer-sponsored retirement plans, and personal investments.
12-6b: Compare the tax advantages of traditional and Roth IRAs.
12-7b: Compare the impact of employee "opt in" versus "opt out" of employer retirement plans and explain why it makes a difference.
12-8b: Describe the advantages of investing through a tax-deferred account such as an IRA or 401(k) versus a taxable account.
12-10c: Explain the importance of participating in employer-sponsored retirement plans, when available, and contributing enough to qualify for the maximum employer match.
12-7c: Describe the pros and cons of saving through an employer retirement plan as compared to saving outside of an employer plan.
12-8c: Investigate the contribution limits and tax advantages of a traditional IRA versus a Roth IRA.
12-1d: Examine the benefits of participating in employer-sponsored retirement savings plans and healthcare savings plans.
12-9d: Explain how the saving strategy "pay yourself first" can help people achieve their saving goals.